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Card issuing platforms let developers launch debit, prepaid, and credit card programs that spend on-chain stablecoins at everyday merchants. Card authorizations settle against on-chain balances, with the stablecoin converted to fiat at the point of sale, so cards work anywhere the underlying network (Visa, Mastercard) is accepted. Monad’s sub-second deterministic finality keeps the on-chain leg well within card-network timing windows, so the authorization never holds up the swipe. See also: Onramps and Payment Orchestrators.

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Provider Summary

ProviderSupported (Mainnet)Card NetworkDocs
Immersve✅MastercardDocs
Rain✅VisaDocs

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Provider Details

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Immersve

Immersve is a multi-chain web3 payment protocol and Mastercard card issuing platform. Through a single API, partners can launch virtual and physical cards — with self-custodial (web3 wallet) or custodial integrations — that let users spend on-chain stablecoins at any Mastercard merchant. Immersve is designed to support any stablecoin (USDC and USDT are documented) and offers multiple funding protocols: both approval-based (spend directly from an existing wallet) and deposit-based funding are available on Monad. To get started, visit the documentation.

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Rain

Rain is a global card issuing and payments infrastructure platform that lets businesses launch credit and debit card programs powered by stablecoins. As a Visa principal member, Rain sponsors card programs end-to-end and settles card transactions with card networks daily using stablecoins. On Monad, users can spend stablecoins directly from their wallet at any Visa merchant across 150+ countries, with the stablecoin converted to fiat in real time at the point of sale. To get started, visit the documentation.